Your Retirement
Paycheck Calculator
This calculator helps you explore how different retirement timelines may affect the amount your portfolio could sustainably support each year.
The estimates are inspired by historical safe withdrawal research from financial planner Bill Bengen, author of A Richer Retirement: Supercharging the 4% Rule to Spend More and Enjoy More.
Adjust your planning horizon to see how your estimated retirement paycheck changes over time.
Enter the portfolio value you expect to have when you begin taking retirement withdrawals.
This is the number of years you want your retirement withdrawals to be designed to support.
The default is 3%. This helps you think about how rising costs may affect future spending needs.
Estimated Monthly Retirement Paycheck
Annual Income
Withdrawal Rate
Planning Timeline
Based on a 30-year planning timeline and a 4.68% historical withdrawal rate.